PermataMobile X

PermataMobile X is a complete mobile banking solution that brings your entire financial life into one secure, intuitive app. Designed by PT Bank Permata Tbk, this digital banking platform transforms everyday transactions into fast, seamless experiences with cutting-edge features built for modern Indonesian banking.

Manage all your accounts in one unified view with the redesigned home screen and improved navigation system. Transfer funds instantly with BI-FAST at zero transfer fees, making peer-to-peer payments faster and more affordable than ever. For international needs, execute foreign exchange transactions and overseas transfers at competitive rates, all with transparent pricing and real-time exchange data.

Earn rewards on everything you spend. Collect PermataPoin from daily transactions and unlock their full value—use them directly for QR payments or redeem shopping vouchers without leaving the app. Payment flexibility reaches new heights with QRIS integration, enabling quick transactions both domestically and internationally. Top up mobile credit, pay utility bills, and manage subscriptions through a wide variety of supported payment channels, all verified and secure.

Access essential banking functions even before logging in through Quick Access, including Peeking Balance, QR scanning, branch queuing, and instant notifications. Opening a digital account takes just one click if you're a foreigner—your visa or immigration stamp is all you need. Activate debit cards or request physical cards directly through the app in minutes.

Financial growth made simple. Apply for PermataKTA personal loans up to IDR 300 million with competitive rates starting from 0.88%, with flexible terms tailored to your plans. Portfolio overview shows all your accounts at a glance, while transaction history across all accounts remains instantly accessible.

Stay organized with a notification inbox that consolidates transactions, promotions, and banking updates. Customize your experience with dark mode, language preferences, and settings for favorite or recurring transactions. Access your SPT documents and e-statements whenever needed. Special touches like WhatsApp gifts for important occasions add personal warmth to your banking journey.

Permata Bank continuously evolves PermataMobile X to deliver the banking experience you deserve. Licensed and supervised by Indonesia's Financial Services Authority and Bank Indonesia, your security and trust are paramount. Download today and experience digital banking redefined.